NuwayUSA

Self-Employed Health Insurance Is Too Expensive.

For the Self-Employed

You're Paying $800/Month for Insurance You Can't Afford to Use.

There's a better way.

Freelancers, contractors, and small business owners pay the highest insurance premiums — and still face $7,000 deductibles before coverage kicks in. NuwayUSA was built for people like you.

$9,600
What self-employed pay annually for insurance
$7,000
Deductible before insurance pays anything
$99/mo
NuwayUSA Individual — everything included

The Self-Employed Healthcare Trap

When you work for yourself, there's no employer picking up 70% of your premium. You pay full price — often $600–$1,200/month — for a plan with a deductible so high you never actually use it. You're essentially self-insuring anyway, but paying an insurance company for the privilege.

$800/mo
Average self-employed insurance premium (individual)
$7,000
Average deductible — you pay this before insurance helps
0
Employer contribution toward your premium
62%
Self-employed who skip care due to cost

NuwayUSA: Built for People Who Pay Their Own Way

NuwayUSA Individual — $99/mo
  • Unlimited telehealth visits — $0 copay, no appointment needed
  • 815 free medications — no pharmacy copay
  • Mental health and behavioral health included
  • Chronic care management — diabetes, hypertension, thyroid
  • No deductible. No coinsurance. No surprise bills.
Add NuwayUSA Plus for Major Events — from $1,000/yr
  • Hospitalization and surgery support
  • Your OOP tier is your ceiling — $1k, $2.5k, or $5k
  • Know your worst-case number before anything happens
  • Available in 47 states

What You're Paying Now vs. NuwayUSA

Individual, self-employed, age 40

Category
Traditional Insurance
NuwayUSA
Monthly premium
$800/mo
$99/mo
Annual premium cost
$9,600/yr
$1,188/yr
Deductible before coverage
$7,000
$0
Doctor visit copay
$40–$80
$0 unlimited
Prescription copay
$15–$60 per Rx
$0 (815 included)
Annual savings vs. insurance
$8,412/yr
"I left my corporate job two years ago. The first thing I dreaded was losing my health insurance. NuwayUSA cut my healthcare costs by $700 a month and I actually use it now — I've had more telehealth visits in 6 months than doctor visits in the last 5 years."
Jennifer R.
Austin, TX
NuwayUSA Individual + Plus Standard

Stop Paying $800/Month for a Plan You Can't Afford to Use

See exactly what NuwayUSA costs vs. what you're paying now — and calculate your savings.

NuwayUSA is not insurance. Cost comparisons are based on national average data and are illustrative. Actual costs vary. NuwayUSA Plus is a supplemental support program, not insurance. Not available in Washington State. NuwayUSA does not practice medicine. Medical services provided by licensed providers through Lyric.